Court / Legal & Recovery Action

  1. Examples of Court and Legal Action
  2. Debt Collection Agencies (DCAs)
  3. Bailiffs

b) Debt Collection Agencies (DCAs)

There are occasions where creditors pass accounts / debts on to external collection agencies / solicitors for recovery without going to court. You may receive (or already have received) letters / telephone calls from this type of company / practice, requesting payments. Debt Collection Agencies can make telephone calls, write letters or even call at your home and try to set up payment(s).

It is important to remember that debt collectors are not bailiffs and cannot enter your property and seize goods or belongings and there are limits which they must adhere to, also there are harassment laws in place for your protection and organisations you can contact if you wish to complain.

Useful Contacts

Next: Bailiffs