Holding Letter

First, select whether you are single, or in a couple:

Then fill in the boxes with your details. When you print this page, it will print the letter including your details.

If you have already contacted North East Derbyshire CAB and received a Debt Management Plan booklet, you will have been given a reference number to use with these letters. Enter this into the "Our Reference" box below.

If not, use your initials and date of birth to create your own reference number. Example: JS010568. Use this same reference number on every letter and correspondence.


04/02/2012


Our Reference: NEDCAB/ADM/

Dear Sir/Madam

I am writing to you regarding the outstanding account - agreement number

Unfortunately I am suffering financial difficulties due to and I am finding it very difficult to meet my contractual payments.

I have sought advice from North East Derbyshire Citizens Advice Bureau who have advised me on priority and non-priority debts/expenditure and on the legal and recovery action my creditors could take.

In addition, North East Derbyshire Citizens Advice Bureau have provided me with their debt management pack which I have decided on using in regard to their informal debt management plan.

Taking the above into account, I would be grateful if you would help me make a full assessment of the current financial situation by providing me with up to date account details. It would also be appreciated if any interest charges were waived/suspended pending satisfactory payment arrangements.

When I have received all up-to-date balances, I will draft a financial statement / offer and forward to you for your consideration and acceptance with an early response being appreciated. Meanwhile I ask that no further action be taken.

Your assistance and co-operation would be greatly appreciated.

Yours faithfully

…………………………………….

The Holding Letter is also available to download in either RTF (Rich Text Format) or PDF (Portable Document Format) formats.

  • PDF Format - can be opened in Adobe Acrobat Reader
  • RTF Format - can be opened in Microsoft Word and most other word processing applications

To download Adobe Acrobat Reader for free, visit the Adobe website.

Next: Personal Budget Sheet / Financial Statement